Finding Positive Evidences

One of the key strategies of becoming successful in your life is in understanding the importance of positive evidences (PEs). Whether you want to better yourself in the areas of financial management, personal relationships, eating habits or parenting, PEs will help aid you in nearly any part of your life.What Are Positive Evidences?Generally speaking, positive evidences are things in your life that are working out well for you or that you feel great about! PEs can be physical, emotional or mental, and are really all around you if you take the time to locate them. They may be represented in a good feeling that you have about something or someone, in an idea or an “Aha!” moment that you experience, or even in something that shows up in your life physically. Often times, these are described by people as reasons to smile, laugh or feel great.Examples of Positive EvidencesThe things in life that may be considered as positive evidences can vary greatly from person to person. Some common examples include:Feeling great about your day upon waking up in the morning.
Having a good meal that leaves you satisfied and fulfilled.
Recognizing the people in your life who support and encourage you.
Feeling a sense of accomplishment upon achieving a desired goal.
Moments when things seem to work out perfectly for you.
Timing that works to your advantage or to your pleasure.
Enjoying your surroundings and feeling great just to be alive.Why Are Positive Evidences Important?Positive evidences, while quite easy to locate in life, really make a huge impact on your success and the way that you view each day. Why? Because as you start to take note and focus on all of the things around you that work well and come together as you want them to, then these positive evidences activate higher vibrations within you. When this happens over a period of time, you will find yourself expecting the positive, actively seeking good opportunities and becoming more intent on accomplishing things that satisfy you in your life. As you anticipate more positive evidences each and every day, you will begin to see them happen! This puts you in the driver’s seat of your vibrational output and gives you immense control over your job, your responsibilities, and your life.How to Identify & Utilize Positive EvidencesThe most important thing to understand as you begin to identify PEs in your life is that they are ALWAYS there! Once you are aware of this, it is simply a matter of locating them. So how is this accomplished? First of all, you need to look at all the things in your life, whether big or small, internal or external. Things that bring you joy or give you a positive feeling will often show up in a variety of places, and will look different each time. Remember, you can never have too many positive evidences and you don’t have to limit yourself in this area.Once you have identified positive evidences, write them down! A journal is a great place to note PEs as you go through your life, and it allows you to read back through past PE’s for encouragement in the future, if needed. Finally, up your energy level around the PEs that you have found by expressing gratitude for them. Write a short summary in your journal of how you feel after experiencing positive evidences, and then speak them out loud to yourself as well.As you begin to notice and embrace the positive evidences that are all around you, more PEs will begin to show up and expectations within you will be activated to assume that things will work out great in all areas of your life! By raising your awareness of PEs, you will also be putting yourself in a place to raise your positive vibrations and become a match for the things that you desire. When you get to a place where your vibrational level can expect miracles, you open the door for them to start happening for you!Coaching From Spirit 2013 © Coaching from Spirit Inc.


Men’s Fashion: Choosing Jeans That Suit Your Body Shape

For women, there is plenty of fashion advice available, but for men, not so much. If you are male, and you love to look fashionable, but do not know where to start, then this article is for you. Here we discuss the various cuts of jeans you can find, and which style suits which physique. Understanding which cuts suit your body shape well stand you in good stead for creating the perfect fashionable outfit. Without this knowledge, you are likely to make some very serious fashion faux pas. Finding the right fit really is the most important fashion choice; get this right and the rest follows. This article is thus Fashion 101.Many people never try their clothing on before they buy it, nothing is wrong with this, but if you do prescribe to this method of shopping then you are likely to find that your jeans are ill fitting and this affects your self-esteem. By knowing which styles and cuts suit your body shape you save yourself the hassle of having to try jeans on before you buy, great if you are buying a pair of jeans online.Loose leg
Loose leg jeans, or wide leg jeans, can sit anywhere on the waist. In other words, they can be high-rise or low-rise. However, the material around the legs has a relaxed look and sits loosely against the leg. The various embellishments tend to be larger, for instance, with wide-leg Nudie jeans you will find that the pockets are deeper. These jeans can fall straight, have a slight flare, or taper at the ankle.This style of jeans suits taller or skinnier men. If you are stocky or short, then these will emphasise the wrong parts of your physique, making you look fatter and squatter than you actually are.Boot cut
Boot cut, or flared jeans, are narrow fitting around the thighs and then flare out from the knees to the ankles. You really cannot go wrong with this style of trousers, as they tend to suit everybody. However, if you are a little tubby, then these are the perfect jeans for you. If in doubt about the styles and cuts that suit you, opt for boot cut. These form part of the classic look, so they never go out of fashion, and you can update them to suit current trends, for instance, Nudie jeans do a fantastic range of fashionable boot cut jeans, follow the link below if you are interested in this cut.Straight Cut
These jeans normally sit at the waistline and are form fitting, meaning that they fall straight from the buttocks to the ankles. These are great for showing off your natural body shape, but you must be fairly well built to pull them off with any sort of panache. Again, these form part of the classic look, and so never go out of fashion. If you are relatively tall and relatively well built, then these are the perfect jeans for you.

2004 Suzuki VL 800 Intruder Volusia C50 Tachometer

2004 Suzuki VL 800 Intruder Volusia C50 Tachometer

The Tachometer displays the speed of the engine in revolutions per minute (RPM). The Tachometer can be driven either by a cable or electronic sending unit, depending on the bike. The Condition of this part is Used.

A used Tachometer will be fully functional and in good condition. Gauge face will be clean and undamaged, all mounting points will be intact.

Click here to see other parts for your motorcycle
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Carter’s Baby Boys’ 2-Pack Gowns – Elephants Newborn Blue

This 2-pack sleeper gown set is just what your baby needs for the perfect night’s sleep. Elastic at bottom keeps baby cozy.
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1-1/2 ct. tw. Pink Sapphire and Diamond Ring

1-1/2 ct. tw. Pink Sapphire and Diamond Ring – It s a fact all women look wonderful in pink. A square-cut pink sapphire (1.2 ct.) and two oval-cut pink sapphires (.32 ct. tw.) celebrate feminine charm in the company of eight round diamonds (.056 ct. tw.) and a setting of 10K yellow gold. Sapphires are lab-created. Diamond clarity rating is I2-I3. Color rating is I-J. USA. a href=jewelrybg.asp#ringDo you need help determining your ring size? See our jewelry buyer s guide./a (R253MB)
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Super Wa Lens & Filter Kit for Nikon Coolpix 8700 5700

This Deluxe Digital Camera Lens Kit Includes: .42X Wide Angle Lens with Macro,2x Telephoto Lens, 3 PC filter Kit.
PLUS If Neccessary One Tube Lens Adapter To Fit MODEL LISTED IN THE TITLE!!!
Guaranteed to fit your camera or your money back !!!!
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Lighting 101: Give Your Videos a More Professional Look

If you are wondering how to improve video quality, start with lighting. Good video lighting will produce a more professional result, regardless of the video camera you are using. How you approach lighting your subject will depend on whether you are shooting indoors or out.Types of LightingNatural Light: The sun is the best source of natural light for outdoor videos, but it comes with challenges. Avoid making videos when the sun is directly overhead as it will create harsh shadows across your subject’s face. The best time of day for outdoor videos is mid-morning or mid-afternoon when the sun isn’t as bright. Cloudy or hazy days will provide a softer, more even light source than the sun but often require additional lighting to keep the subject from appearing too flat against the background.Artificial Light: There are four commonly used bulb types – Incandescent, Halogen, LED and Fluorescent. Each has advantages and disadvantages (I’ve listed them below) so use the one(s) that best fit your situation and budget.1) Incandescent – PROS: Warm light, low-cost, dimmable. CONS: Short life span, generates heat, not energy-efficient.2) Halogen – PROS: Compact, dimmable, great for spot lighting. CONS: More costly, generates substantial heat, touching the bulb lowers the life span.

3) LED – PROS: Long lasting, super efficient, low-cost operation, emits little heat. CONS: Expensive to purchase, not all are dimmable, some bulb types do not emit light evenly.4) Fluorescent – PROS: Efficient, bright, generate little heat, newer bulbs give off warm light. CONS: Brightness fades over time, expensive purchase price, some are not dimmable, contain mercury.Three Point Lighting One of the best ways to light a subject is the Three Point Lighting method. This involves placing 3 lights at specific locations around your subject with varying degrees of intensity to create a well-lit and natural look.KEY LIGHT – This is your main light source and is usually set at a 45 degree angle from the camera to light about two-thirds of your subject’s face. The reason this light is not placed directly in front of the subject is to create some definition to the edges of the subject’s face and shoulders. Lighting placed straight onto the subject will flatten out their features, giving the video an over-exposed look.FILL LIGHT – Once in place, the key light will create dark shadows on the portion of the face not fully lit. The fill light ‘fills’ in the shadows but doesn’t completely erase them for a more natural appearance. You can accomplish this by placing the light source at a similar 45 degree angle on the opposite side of the camera and diminishing the intensity of the light. This can be done by using a lower wattage bulb or by moving the light farther away from the subject. A neutral intensity gel can be placed in front of the bulb as another way to soften light intensity.BACK LIGHT – Key and fill lights give an overall even light to your subject but fail to differentiate them from the background, resulting in a smooth, uninteresting look. To make your subject pop a bit, you’ll want to add a back light. Place your light behind the subject, raised and off to a slight angle, so that the light flows over the subject but not into the camera lens. The object is to create a soft glow around the head and shoulders and a bit of dimension on one side of the face, so use a lower intensity light here to avoid a harsh look.White Balancing Your CameraAfter placing your lights, the next step is to adjust your camera’s white balance to make the colors in your video as accurate as possible. If you are using a DSLR camera, check the manual to see what predefined settings are available. The most common include: Auto, Tungsten, Fluorescent, Daylight, Cloudy, Flash and Shade. In most cases, these presets deliver fairly accurate colors and are easy to use. Some DSLR cameras allow for manual white balancing, giving you the ability to tell the camera what white looks like, forming a reference point for all other colors. Manual (or custom) white balance is generally considered your best option when color accuracy is critical. Basically, all you need is a calibration target held in front of the camera to set a neutral point of reference. Using a calibration target is also valuable for back-up color correction during post-production editing. (If you’re on a shoestring budget or don’t have time to shop, I’ve heard of people using everything from a sheet of paper to coffee filters as targets with surprisingly good results.) Once you take a still shot of the target, follow your camera’s instructions for setting manual white balance based on that still shot. The process is usually quick and easy. After you have established white balance for the light conditions in which your video is being shot, you won’t have to make any further adjustments. If you go from indoor to outdoor lighting, resetting the white balance is advised.

Tilex Fresh Shower Daily Shower Cleaner, Original Scent 1 qt (32 fl oz) 946 ml

Just mist and walk away! The easy way to step into a sparkling clean shower every day. Mist after your shower – no need to rinse, wipe or scrub. Bathroom dirt and soap scum won’t get a chance to build up. No harsh chemicals – safe for surfaces, including plastic and acrylic. Contains no phosphorus. Made in USA.
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Organic Cotton Terry Cocoon Changing Pad Cover size 16x32x4

Natural Surface for ChangesThis organic cotton cover is a great fit for a Cocoon shaped changing pad. The organic cotton creates a natural surface that will be healthier for your baby and the environment. The terry is soft and cozy and will keep baby dry and comfortable during changing.
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Seniors Guide to the Internet – Part 1

What is the Internet?The Internet, also known as “the net,” is a worldwide system of computer networks in which users at any one computer can get data from any other computer. The original aim was to create a network that would allow users of a computer at one university to be able to communicate with computers at other universities. A side benefit of this design was that, because information is sent along different routes that always change, the Internet could continue to function even if parts of it were destroyed in the event of a military attack or other disaster. Luckily, we’ve never had to test if it works.Today, the Internet is self-sustaining and is used by hundreds of millions of people worldwide. The most widely used part of the Internet is called the World Wide Web (“the Web”). On the web, you have access to billions of pages of information. Web browsing is done with a software program called a web browser (catchy name!). Currently, the most popular web browsers are Microsoft Internet Explorer, Mozilla Firefox, and Google Chrome. By the way, all of these browsers are absolutely free. Depending on your connection speed, browsers can support such advanced features as animation, video, sound, and music.How Do I Connect to the Internet?The best type of connection to the Internet is a broadband connection. It offers the highest transmission speed which is essential if you want the best Internet experience. Cable and DSL service both provide broadband speeds. Cable provides speed twice that of DSL but DSL is more secure.Broadband service provides high speed data transmission. It also allows more content to be carried through the transmission pathway. Broadband provides access to the highest quality Internet services: streaming media, Internet phone, gaming, and interactive services. Many of these services require the transfer of large amounts of data that may not be technically feasible with telephone dial-up service. Today, broadband service is necessary to access the full range of services and opportunities that the Internet can offer. Broadband service is always on. It does not block telephone lines and there is no need to disconnect from the Internet network when not in use.Wireless broadband, also known as “Wi-Fi”, is the ability to connect to the Internet without the use of wires or cables. The most common way of accessing wireless broadband is via a wireless router attached to an ISP’s (Internet Service Provider) modem.1. Using a cable modemA cable modem is a device that connects your computer to the Internet via a local cable TV line so you can send and receive data at high speeds also referred to as broadband speeds. Cable modems are usually included as part of the cable access service.a. Sign up with an Internet Service Provider (ISP), usually your local cable TV company. The cable company will dispatch a field technician to come to your home to install a cable modem.b. The technician will connect a cable from a cable TV jack to the cable modem.c. Then the technician will connect an “Ethernet” cable from the cable modem to the “Ethernet” port on your computer. “Ethernet” is the most popular type of local area network (LAN) technology.d. Power on the cable modem and computer.e. A cable connection is less secure than other broadband connections, such as DSL, because you are sharing your cable connection with others in your community. In addition, the cable connection is always on. The Windows Firewall will help prevent intruders from accessing your computer.f. Open your Internet browser to begin browsing the Internet.2. Using a DSL modemA Digital Subscriber Line (DSL) uses technology that provides digital data transmission over the wires of a local telephone network. DSL does not interfere with the use of your standard telephone service. Once you log on to your DSL service, it will stay on until you shut down or restart your computer.a. Subscribe to a high-speed, or broadband, DSL service. A technician will connect a modem to your phone line. This connection is what allows the DSL signal to be received by the modem, and transmitted to your computer.b. The other end of the cable will be connected to your computer.c. Power on the DSL modem and computer.d. Open your Internet browser to begin browsing the Internet.3. Using a Router (hardware firewall)A hardware firewall is a device that is connected between the Internet and your cable or DSL modem, protecting your computer from dangerous intruders. In other words, your computer is connected to the router (hardware firewall) instead of your cable or DSL modem.The best protection available from Internet attacks is a hardware firewall. They are inexpensive so I strongly recommend installing one. Broadband routers serve as powerful hardware firewalls. They should be considered an important part of your system and network set-up, especially for anyone on a broadband connection.A router is a device that provides access to the Internet for multiple computers, printers, and other devices. It typically includes four or more Ethernet ports for wired connections to desktop and laptop computers. They can also be configured to transmit signals for wireless (“Wi-Fi”) devices.A router acts as a firewall by masking the true internet address of your computer from the outside world. Only those web pages that you specifically request are allowed to pass through the router to your computer. Data that you did not request is blocked which helps to keep your system safe from intruders. Think of it as your front door with that little peephole. Somebody knocks and you look through the peephole to see who it is. If it’s your friend who you invited over, you open the door and let him in (“wassup dude!”). If it’s someone who’s arriving uninvited, they are turned away. (I wonder if a router would block my mother-in-law).4. Standard telephone line modemNot recommended at all. The slowest of all Internet connections. It will not deliver the full potential of what the Internet has to offer.What’s a Link?On all websites, certain words or phrases appear in text of a different color than the rest and sometimes also underlined. When you point to one of these words or phrases by clicking the left button of your mouse, you will be transferred to the page that is associated with this word or phrase. These are called hyperlinks or links. Sometimes there are buttons, images, or portions of images that can be “clicked”. If you move the pointer over a spot on a web site and the pointer changes into a hand, this indicates that you can click on it and be transferred to another site.What’s a Web Browser?Microsoft Internet ExplorerInternet Explorer is the most widely used web browser. That isn’t because it’s the best (which it isn’t). It’s because it comes already installed with every version of Windows and most people don’t bother to change it. Internet Explorer version 7.0 suffered more malware attacks than any other browser. Internet Explorer uses technology known as ActiveX Controls which continues to make it extremely vulnerable to attacks.An ActiveX control is a web-based program using certain Microsoft technologies. They are controversial because they are downloaded automatically and executed by the web browser.This is the major reason that Mozilla Firefox and Google Chrome, which do not support ActiveX controls, are more secure browsers. In addition, Internet Explorer has page rendering problems that causes some web pages to display incorrectly. Performance is faster in the most recent version (9.0) than past versions but is still slower than the other browsers.Keep Internet Explorer installed on your computer (certain Microsoft services, like Windows Update, require Internet Explorer to function correctly) but use Firefox or Chrome.Mozilla FirefoxFirefox keeps you more secure when you’re browsing the web, protecting against spyware, worms, and viruses. As mentioned earlier, it does not support ActiveX controls because ActiveX controls are vulnerable to viruses and spyware. Firefox delivers easier navigation, including those who are visually or motor-impaired. Firefox is the first browser to meet U.S. federal government requirements that software be easily accessible to users with physical impairments.You can select new controls for your toolbars and change the look of your browser with themes. There are also hundreds of free extensions you can install to add features such as ad blocking, extended tab controls, pop-up blockers, text resizers, and password managers. Firefox is my favorite web browser.Google ChromeThe Google Chrome web browser is the third most popular browser used today right behind Internet Explorer (#1) and Firefox (#2).a. Chrome is designed to be fast. It’s quick to start up, loads web pages quickly, and runs web applications fast.b. Chrome’s browser window is streamlined, clean, and simple.c. Chrome also includes features that are designed for ease of use. For example, you can search and navigate from the same box, and arrange tabs however you wish.d. Chrome is designed to keep you secure on the web with built-in malware protection, and automatic updates to make sure the browser is current with the latest security updates, and more.e. Chrome has many useful features built in, including translation in the browser, extensions, themes, and more.Chrome is an excellent web browser. I highly recommend it.Bookmarks and FavoritesInternet Explorer calls them “favorites” (just to be different from everybody else). Favorites are links to your favorite websites that you wish to save for future use. Creating a favorite in Internet Explorer can be done several in different ways.1. Right-click on a blank portion of the page and click “Add to Favorites”.2. Browse to the website you wish to add to your Favorites. At the top of the browser window click “Favorites”. Click “Add to Favorites”.When one of these steps has been completed an “Add Favorite” window will appear and then you can add your favorite to your favorites list. You can even create different folders (highly recommended) for your Favorites.Firefox and ChromeCreating bookmarks in Firefox and Chrome are similar and can also be done in several different ways.1. In the address bar, there is a star on the right side. If you click on it, you can bookmark the page.2. Right-click on a blank portion of the page you wish to bookmark and click “Bookmark This Page” or press Ctrl + D. This only applies to Firefox.3. Browse to the website you wish to bookmark. At the top of the browser window click “Bookmarks”. Click “Bookmark This Page”. This only applies to Firefox.When these steps have been completed an “Add Bookmark” window will appear. Specify the location where you want to save the bookmark. To create a new folder, click the “New Folder” button. I use a lot of folders such as Shopping, Music, Movies, Computers, Finance, Health, Food, Travel, etc. on my browser. I have over 3,000 bookmarks and I can find any one of them quickly and easily (I know – I should get a life!).What’s a Search Engine?A search engine is a computer program that searches documents, specifically on the World Wide Web, for a specified word or words and provides links to these documents to where they can be found.GoogleThere are literally hundreds of search engines on the internet. However, there is only one that I use and that you will ever need….Google. Most other search engines operate in a similar manner but are not as sophisticated or efficient as Google. Google is a crawler-based search engine, meaning that it has software designed to “crawl” the information on the Internet and add it to its database. Google has the best reputation for relevant and thorough search results. Google’s home page is clean and simple. There is more than one option on Google’s home page.Search topics include:Web – The default search engine.Images – Searches for images, graphics, photos, or drawings.Video – Searches for video files on the Internet.News – Searches for information gathered from thousands of news sources worldwide.Maps – An interactive map tool featuring driving directions.Shopping – Searches for products for sale online.More – Additional search tools including:Books – If you’re looking for text from a specific book, type in the name of the book (in quotes), or if you’re looking for books about a particular subject, type in “books about xxx”. Google will return results that can contain content in the book itself, or will offer links to Book Results at the top of the search page.Discussions – Searches for information, opinions, and recommendations from user groups.Blogs, Recipes, Patents, Flights and more.”I’m Feeling Lucky” – This button takes you instantly to the first search result returned for any query. For instance, if I type in peanut butter I go straight to the Wikipedia entry for peanut butter. It’s basically a shortcut so you can bypass the search engine results page.There’s even a Google Accessible Web Search for the Visually Impaired.How to Google SearchGo to Enter a word, multiple words or a phrase and hit “enter”. Google will come up with results that contain the words in the search bar. Google doesn’t care about capitalization and will even suggest correct spellings of words or phrases. Google excludes common words such as “the” and “is”, and since Google returns results that include all of the words you enter, there’s no need to include the word “and”, as in “milk and cookies”. You can just enter “milk cookies” (without the quotation marks).If you want to look for web sites that contain “milk” or “cookies” you can use “OR” as in “milk or cookies”. If you’re searching for the exact phrase you would enter “milk and cookies” including the quotation marks.Try to be as specific as possible – instead of “cars”, try “Chevrolet Impala”. If you’re searching for an exact phrase, type in “give me liberty or give me death” with the quotation marks for example. Google will search for the entire phrase just how it appears in between the quotes.You can also exclude unwanted results. If you want to narrow down your searches, place “NOT” in front of words you want to avoid. For example, if you’re searching for information about The Three Stooges but don’t want any articles about Shemp, you would search for “three stooges NOT shemp” (nyuck-nyuck!).Other Google ToolsGoogle Calculator – Use Google’s calculator by just typing in whatever calculation you’d like in the search bar. For example: a “gallon in pints” or 112.3 + 55.6.Google Definitions – There are two ways to get definitions from Google. If you type “define:asteroid” (with the colon), you’ll get a page full of definitions. If you type “define asteroid” (without the colon), you’ll get a list of web sites that contain definitions of the word.Google Catalogs – Search online catalogs.Google Finance – Business info, news, and interactive charts.Other search shortcuts:Phone number:(enter name and location) – “phonebook: John Smith NJ”Movie:(search for showtimes – enter title and zip code) – “movie:matrix 08902″Stocks:(get a stock quote) – “stocks:ibm”Weather:(get local weather – enter zip code) – “weather:08902″What is Webmail?Webmail is a term for web-based email accounts. These are usually free email accounts that are operated from a website. Examples include Gmail, Yahoo Mail, Windows Live Mail, and AOL Mail. Webmail allows users to access their emails as long as they have access to an Internet connection and a web browser. Gmail, by Google, has many advanced features but most webmail providers have similar features.With that in mind, the following webmail features are limited to Gmail:Registration for Gmail is free to anyone who signs up on the Google website.Approximately two gigabytes of email storage is available to all users and the amount of storage increases over time.Rather than organizing messages only by date received, Gmail groups messages by subject name and groups them as Conversations. Also, you can assign labels to any message, creating cross-connected groups of messageGmail always uses an HTTPS connection.The standard way to access your Gmail account is with your web browser. However, you can view your Gmail messages on your computer’s regular email program.Gmail has a very aggressive spam blocking system.Gmail gives you access to Google’s chat network which lets you send and receive instant messages with friends and family.Is it Safe to Shop Online?Shopping on the Internet has never been easier or safer if you just follow a few simple safety rules. The vast majority of online vendors are reputable and secure. If you don’t feel comfortable with a vendor, just take your business elsewhere. Also, you can shop whenever you feel like. Can’t sleep? Where else could you have a cup of tea and shop in your pajamas?Here are a few tips to help make your online shopping experience free of headaches:Do not visit shady looking web sites. You’ll know them when you see them. For example, would you shop at “Uncle Bruno’s Fell Off the Truck Discount House of Electronics”?Shop from reputable companies only.It’s safe to use your credit card to pay for purchases online at any store as long as when you check out, you see a picture of a lock in the lower left or right corner of your browser. This means that the transaction is secure. If you don’t see this lock — DO NOT CONTINUE WITH THE PURCHASE! The lock is not just a picture. Click on it to see details of the site’s security. This is important because some fraudulent web sites will imitate the lock icon of your browser.It’s also a good idea to use the same credit card for all of your online shopping. If there is ever a problem, all you have to do is cancel that one card. It is actually safer to shop online with a credit card than at a real store. Here’s why: when you use your credit card at a secure site and you see the little lock in the lower corner, it means that your credit card information is scrambled and sent to the store using really powerful encryption.Encryption is the process of scrambling information to make it unreadable.Think about what happens when you use your credit card at an actual store:You give your credit card to a complete stranger.They scan it or enter the number into a computer and it may be displayed on a screen for all to see.You sign the receipt with your credit card number on it and then there is a paper copy lying around.Pretty scary, huh?Web browsers make comparison shopping simple. Use a different tab on your browser for each store. Then you can easily switch back and forth to compare similar items.Be aware of shipping charges. They can be different for every vendor. Very often, you can even find free shipping. The search for bargains is part of the fun!DO NOT GIVE OUT PERSONAL INFORMATION LIKE SOCIAL SECURITY NUMBERS, BANK ACCOUNT NUMBERS OR CREDIT CARD NUMBERS (unless you’re making a secure purchase) ON THE INTERNET!Always, always, always use a credit card to pay for your purchases! Never, never, never use a debit card! If there’s a problem with a debit card purchase, you can kiss that money goodbye! It’s a good idea to use the same credit card for all online purchases and not to use that particular card for anything else. That way you’ll always know where to look if there’s a problem. Never allow direct transfers of funds from your checking or savings accounts unless an escrow service is involved.eBay and Online AuctionsWhat is eBay? Simply put, eBay is the largest of the online auctions. eBay is a safe online marketplace where anyone can buy and sell goods and services. Sellers pay a small fee plus a percentage to eBay. Buyers use eBay free of charge. There are rules and penalties in place to protect users from anyone who abuses the system.Some facts about eBay:eBay is international.The variety and quantity of items is staggering. There are more than 16 million items for sale.Items can be sold at auction (buyers bid against each other), or at a fixed price. You can purchase an item without bidding if it is marked “Buy It Now”. The sellers decide how they want to sell an item.eBay runs various applications to reduce electronic dishonesty.There is a full time staff dedicated to promoting fairness and impartiality.There is a system called “feedback” used to protect both buyers and sellers. Usually, the more dependable buyers and sellers will have more positive feedback than negative. Also, the more successful transactions a seller has, the more likely that seller is to be reputable.eBay offers a professional escrow payment service called PayPal in to ensure safe payment between parties. See the section on PayPal for more information.A Safety Guide to eBayAlways carefully read the details of the auction before placing a bid to make sure you know exactly what you’re bidding on.Guidelines and things to be aware of:Payment methodShipping and handling costs. Some sellers deliberately list an expensive item for a cheap price to fool the new buyer. Overpriced shipping and handling charges is where they make up the difference. This trick is within eBay policy.When item will be shippedOther costs or conditionsFor clothing, make sure to note the size, color, fabric, or damage especially if the item is marked “used” or “vintage”.If there is anything you are not quite sure of, get more information from the eBay seller before you bid. You can do that by clicking “Ask seller a question”.For a comprehensive list of what can, or cannot, be listed on eBay visit the “prohibited items” page. Remember, if the item is confiscated by customs, you are not entitled to a refund.Leave positive feedback whenever you are satisfied with the transaction. Always think hard before leaving negative feedback. Feedback is forever!Don’t engage in bidding wars. Bidding wars are only good for the seller. New eBay users often get caught up in bidding wars because they have yet to learn when to keep bidding, and when to stop. An experienced user will often outbid the novices by mere pennies a seconds before the auction closes. You need to show restraint and patience and bid near the end of the auction. There is a legitimate trick calling “sniping”. Sniping is the practice of bidding in the last few seconds of an auction in order to prevent other bidders from outbidding you. Many smart bidders simply bid the maximum amount they are willing to spend on an item and don´t worry about it. You can snipe manually but experienced bidders use automatic sniping software. One such free program is Prospector Lite.Don’t bid over your head. Bidding can become addictive. Be aware of how much money you can afford to spend.PayPalPayPal is a popular payment service owned by eBay and is used for online purchasing. 95% of eBay purchases are paid by PayPal.PayPal allows buyers to send money to sellers using their email addresses. The parties involved in the transaction NEVER see each other’s credit card or bank information. PayPal acts as the middleman to hold the money. There are many safeguards and procedures that allow buyers and sellers to trust PayPal with their credit card and bank information. PayPal keeps that information secret.The only requirements for a PayPal account are a valid email address and a valid credit card or bank account. PayPal is free for buyers. Once a buyer sets up a PayPal account it costs nothing to send money to other PayPal users. The funds can be withdrawn from the user’s credit card or directly from a bank account. Pop Quiz: Which method would you use? Find the answer below.If you want to shop on eBay, it is necessary that you have a PayPal account because most eBay sellers choose PayPal as their method of choice for taking payments. Since eBay owns PayPal, eBay has a stake in keeping PayPal stable and reliable.A Safety Guide to PayPalPayPal has designed its system so errors and fraud are kept to a bare minimum.PayPal guarantees 100% protection against unauthorized payments from your account.Every transaction is confirmed by email.eBay purchases can be insured up to $1,000 through PayPal.NEVER allow PayPal to transfer funds directly from your bank account as a method of payment. Even though the transaction itself is secure, if you have a problem with the purchased item it will be very difficult to get your bank to void the transaction.ALWAYS have PayPal use the credit card you signed up with as the method of payment. It is much easier to have your credit card company dispute a charge.Is it Safe to Bank Online?Online banking is more popular than ever. It’s available from any Internet connection, 24 hours a day, and 7 days a week. You can even pay your bills online which is actually more secure than paper bills. Paper bills list your account numbers and other financial information that could be used for illegal activities. With no paper statements available, only someone with access to your online bank account can access that personal information.Most shopping and banking websites use a transmission method called Hypertext Transfer Protocol Secure, or HTTPS. The regular HTTP method is normally used for day-to-day web browsing. Just like online shopping, HTTPS adds data encryption.You can tell if HTTPS is active in two ways:1. There will be a locked padlock at the bottom of your web browser, usually on the right side.2. The web address of a secure website will begin with “https://” instead of “http://”.Stealing information that is encrypted at the level currently used by most banks and shops is virtually impossible. Those geeks you see in the movies hacking into the Pentagon while sipping Red Bull and eating Hot Pockets don’t exist in the real world.In addition, online banking uses passwords and personal identification numbers (PINs) that you create. Your PIN must be entered every time you make a transaction, and you can change your PIN whenever you want. Any transaction that you would undertake in person at your bank, you can complete online with at least the same level of security, maybe more. Any transaction except for the withdrawal of cash. But who knows what’s next? Maybe engineers will someday find a way to teleport cash to your CD (“Cash Delivery?”) drive.Can I Share My Photos Online?You can post your photos to several photo sharing sites for free. Posting photos to the web is a good solution if you have many photos or want to share your photos with many people.Flickr is the most popular photo sharing sites. Flickr is owned by Yahoo and offers a limited free account and a Pro account. When you have a free Flickr account, you can upload two videos and 300MB worth of photos each calendar month.The Pro account costs $24.95 a year and features:Unlimited photo uploads (20MB per photo)Unlimited video uploads (500MB per video)Unlimited storageUnlimited bandwidthArchiving of high-resolution original imagesPhotobucket is another free service for photo sharing online. You can store unlimited photos and up to 500 videos in your account. Share your photos and videos by email with family and friends. Follow the albums of the people you know, and get notified whenever they add new stuff. Create prints, mugs, and other customizable gifts.Another option for sharing your photos online is built into a program called Picasa which is free from Google and is called a Web Album. Picasa is also a superior program for organizing all of your photos. Picasa is free to download, and Picasa Web Albums provides one gigabyte of free storage which is the equivalent of 4,000 large photos.With Picasa, you can easily publish your photos online. You can create private online photo albums to share with friends and family, or public albums for the world to see.Additional web storage can also be purchased.So go forth and experience all the wonder that is the World Wide Web.Surf safely! Surf often!